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Archive for the ‘Money’ Category

“Financial Mistakes That Could Haunt You Forever” by yahoo.com

Posted by yopi on October 29, 2009

“After the sudden drop in the Dow this time last year, many investors were left to wonder what else could happen to deflate their savings and investment portfolios. We came up with a list of some of the scariest — and potentially most costly — financial mistakes you could make. Take steps now to ensure that you don’t lose money by making some of these big, bad choices.

Not Rolling Over Your 401(k) Savings

If you leave a job and opt to take the savings you have accumulated through your employer’s 401(k) plan, you need to roll it over into a qualified investment vehicle (i.e. a new employer’s 401(k) or 403(b) plan, an IRA, etc.) within 60 business days or …”

Click Here for the article.

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“9 small money steps that pay off big” by cnn.com

Posted by yopi on October 13, 2009

“… list of small moves that yield big dividends:

1. Save a bit at a time

I get so frustrated when people tell me it’s unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. I am not suggesting that you can snap your fingers and have everything taken care of.

What I’m telling you is to move toward your goals in steps. Rather than get lost in the big picture — “Eight months? Are you crazy, Suze? I can never do that!” — focus on what is within your power: the sums you can sock away every week or month to get closer to what you’re trying to achieve.

Put $50 a week into a bank savings account earning 2 percent interest, and in three years you will have saved more than $8,000….”

Click Here for the article.

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“Cut Your Spending by $500 a Month” by yahoo.com

Posted by yopi on August 18, 2009

In today’s tight economy, who doesn’t want to free up some cash? Trim the fat but not the fun from your budget – here’s how.

 

1. Slash Your Grocery Bill

Monthly savings up to: $183*

Shop once a week. The more trips you make to the store, the likelier you are to buy on impulse because you see more tempting items. About two-thirds of purchases are unplanned; cut that in half to…”

Article @ http://finance.yahoo.com/banking-budgeting/article/107536/cut-your-spending-by-500-a-month.html;_ylt=Aicg4ZW8mnKQjacGc4WxvEm7YWsA;_ylu=X3oDMTFhdHI2YTRyBHBvcwMzBHNlYwNwZXJzb25hbEZpbmFuY2UEc2xrA3NhdmVodW5kcmVkcw–?mod=bb-budgeting

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“Learn To Invest In 10 Steps” by investopedia.com

Posted by yopi on July 29, 2009

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“5 Ways to Double Your Investment” by yahoo.com

Posted by yopi on July 27, 2009

“There’s something about the idea of doubling one’s money on an investment that intrigues most investors. It’s a badge of honor dragged out at cocktail parties, a promise made by over-zealous advisors, and a headline that frequents the cover of some of the most popular personal finance magazines. Where this fixation comes from is anyone’s guess. 
Perhaps it comes from deep in our investor psychology; that risk-taking part of us that loves the quick buck. Or maybe it’s simply the aesthetic side of us that prefers round numbers – saying your “up 97%” doesn’t quite roll off the tongue like “I doubled my money.” Whatever the source though, it is both a realistic goal that investors should always be moving towards, as well as something that can lure many people into impulsive investing mistakes. Knowing some of the most trusted avenues…”

Article @ http://finance.yahoo.com/retirement/article/107399/5-ways-to-double-your-investment.html;_ylt=AiixGk6WAxCkfHW_dekqS69O7sMF?mod=retire-planning

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“5 Ways to Save Money Right Now” yahoo.com

Posted by yopi on May 8, 2009

We’re going through the worst financial crisis since the Depression, and no matter how quickly the federal government acts, chances are we’ll be feeling the pinch for a while. In the meantime, these ways to save money right now can help you feel more in control:

 

1. Take it to the bank
It’s true that banks aren’t the most popular American institution these days. But…” 

Article @ http://shine.yahoo.com/channel/life/5-ways-to-save-money-right-now-450201/;_ylt=AvKhLQ4vat1UFcIR0gzvqbaifqU5

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“30 Free eBooks To Learn Everything You Want to Know About Personal Finance” mint.com

Posted by yopi on April 1, 2009

A list of helpful links on personal finance @

http://www.mint.com/blog/finance-core/30-free-ebooks-to-learn-everything-you-want-to-know-about-personal-finance/

Abstract:

“When you reach into a broad-ranging topic like personal finance, you find everyone and their cousin trying to reach across the Internet to give you advice. There’s so much information there that it can literally be overwhelming; there’s literally too much for the average person to sort through.

Luckily for you, at Mint we’re looking to quash that “intimidation” factor. There’s no reason that personal finance can’t be thoughtful, cohesive, and comprehensive, so we’ve probed through the web to find 30 free e-Books/booklets across the topics you’ll reference most.

We’ve sorted these e-Books into specific categories, along with …”

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“Personal Finance: 20 Dos & Don’ts for 2009″ by Yahoo Finance

Posted by yopi on January 1, 2009

HAPPY NEW YEAR TO ALL OUR READERS!!

“During the worst economic crisis in a lifetime, the right financial decisions are crucial.

BusinessWeek asked financial planners for some advice on what to do — or not to do — with your money in the New Year. As we bid farewell to a dreadful 2008, these “resolutions” may help keep your finances on the right track in 2009:”

Article @ http://finance.yahoo.com/news/Personal-Finance-20-Dos-amp-bizwk-13865825.html

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“All your money at a glance” by CNNMoney

Posted by yopi on December 3, 2008

” Four free Web sites give you an instant big picture on your saving, spending and retirement portfolio. But only one is the best.

You know you should be running the numbers on your finances regularly, but digging up the account passwords for half a dozen mutual …”

Article at:

http://money.cnn.com/galleries/2008/pf/0811/gallery.web_sites.moneymag/index.html

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“Ten jobs that pay $80,000 a year” by CNNMoney

Posted by yopi on November 17, 2008

Most of these jobs deal with numbers and sciences.

“Who hasn’t looked at his or her paycheck and imagined how much better life would be with a lot more numbers after that dollar sign?

Inevitably, a wise soul — usually a parent — tells you that no amount of money will solve your problems.

Of course, you respond, “Let me find out for myself.”

If your annual income hovers around the national median of $40,690, you’re in the company of millions of Americans. As gas prices, housing costs and other everyday expenses continue to creep up, earning more money isn’t just some daydream you harbor in vain… “

Full article at: http://www.cnn.com/2008/LIVING/worklife/11/12/cb.jobs.pay.80k/index.html

Posted in Career, Money | 1 Comment »